About alternative risk transfer
Alternative risk transfer refers to non traditional ways of financing risk outside the conventional insurance market. Used alone or alongside traditional policies, it can stabilise costs, improve claims experience and cover exposures that are hard to insure.
Solutions are tailored by combining several lines into one structured programme, giving greater centralisation and control over how risk is retained and funded.
What it can cover
- Captive insurance and cell captives
- Risk retention and purchasing groups
- Finite and multi year programmes
- Parametric and index based cover
- Deductible and self insured retention strategies
- Structured programmes across multiple lines
Who it suits
Corporates with stable loss records, unusual exposures or a wish to control insurance cost.
How Basle helps
- We listen to your situation and goals.
- We compare insurers and explain limits, deductibles and exclusions.
- We arrange the policy and keep you informed at renewal.
- We support you when you need to claim.
All cover is subject to the terms and conditions of the issuing insurer.
Common questions
Premiums depend on the risk, the limits you choose and your claims history. Share a few details and we will return with clear options.
Simple policies can be arranged within days. Larger or specialist risks take longer because insurers need more information.
Yes. Your broker guides you through the process and liaises with the insurer on your behalf.